| ACCOUNT FEES |
| Monthly Service Fee |
No Charge* |
| *Low Limit Fee below $5 minimum balance (per month) |
$2.00 |
| Per Check Fee |
None |
| Excess Transfer Fee Under Reg. D (each) |
$5.00 |
| ACH / Draft / Bill Pay Return / Overdraft Fee |
$27.00 |
| Share Draft Return / Overdraft Fee |
$27.00 |
| Stop Payment ACH / Draft / Bill Pay (one item) |
$10.00 |
| Stop Payment (range of drafts) |
$20.00 |
| Interim Account History (printed per page) |
$2.00 |
| Share Draft Copy (available free online for 90 days) |
$6.00 |
| Share Draft Order |
Price varies according to style |
| Credit Deposit Verification |
$5.00 |
| OTHER SERVICE FEES |
| Return Mail Fee |
$1.50 or Cost of Item (Greater of) |
| Returned Deposit Item (in office/ATM) |
$25.00 |
| Western Union |
$15.00 or Cost (Greater of) |
| Wire Transfer Out (domestic) |
$15.00 |
| Wire Transfer Out (international) |
$30.00 |
| Audio Response Service / Online Service |
No Charge |
| American Express® Travelers Cheques |
$1.00 per $100 |
| American Express® Gift Cheques (each) |
$1.50 |
| Money Order (each) |
$1.00 |
| Copy of Money Order (each) |
$2.00 |
| Money Order Stop Payment Fee (per item) |
$10.00 |
| Copy of an Account / VISA® Statement (per page) |
$2.00 |
| Replacement VISA® Card |
$5.00 |
| Copy of a VISA® Payment Item |
$10.00 |
| Returned VISA® Payment Fee |
Up to $25.00 |
| VISA® Late Payment Fee |
Up to $25.00 |
| Loan Late Fee |
$25.00 |
| Loan Research / Reconciliation Fee (per hour) |
$25.00 |
| Duplicate Title Fee |
At Cost |
| Lein / Levy Garnishment / Writ Fee (per item) |
$75.00 |
| Fee for Missing and Incorrect Name/SS#/TIN |
IRS fee |
| Express Delivery Fee (above 3rd party cost) |
$5.00 |
| Incorrect Address Fee (per month) |
$5.00 |
| Escheat Fee (per account) |
$50.00 |
| Closed Account Fee (if within 90 days of creation) |
$5.00 |
| VISA® Gift Card Purchase (per card) |
$2.50 |
| Replacement VISA® Gift Card Fee |
$10.00 |
VISA® Gift Card Monthly Maintenance Fee
(in thirteenth month of non-use) |
$5.00 |
| Medallion Signature Guarantee (per item) |
$5.00 |
| Stop Payment Fee (of official NBCU check) |
$25.00 |
| Copy of Official NBCU Check |
$10.00 |
| Excess Offical Check Withdrawal Fee (over 4 per month) |
$5.00 |
| Account Research / Reconciliation Fee (per hour) |
$25.00 |
| Inactivity Account Fee (per year) |
$10.00 |
Bill Pay Inactivity Fee
(When less than 3 bills deducted per month) |
$5.00 |
| Dormant Account Fee (per month at 4 years) |
$10.00 |
| Eye-Post Terms and Conditions Violation |
$5.00 |
